Student Dental Insurance

As students have a special financial condition in the system, insurance policies usually apply on different terms to them. Lots of universities and colleges provide student dental insurance together with the rest of the health services available for their attendants.

Most colleges prefer preventive dental coverage for students because the financial convenience is higher when you prevent rather than treat. Dental coverage is also encountered with students at private and boarding schools as well. This is by far the least expensive of all the kinds of individual dental plans, and it is available either based on application or automatic on student registration.

Several coverage forms and insurance plan variants are available, but not too many people know about them. In some schools, students have a choice. The only condition here is that one should know about the options and the criteria that differentiate between scheme options.

The two main variants refer to a college student capitation dental insurance scheme and the dental insurance student schemes. The student can select the dentist according to personal preferences, but an assessment of the oral health condition will be necessary prior to closing the student dental insurance.